Savings Account
4.00% p.a.
- Minimum balance of ₹500
- Unlimited withdrawals
- Passbook facility
- ATM/Debit card available
- Quarterly interest credit
- Mobile & Internet Banking
Fixed Deposit
Up to 7.50% p.a.
- Flexible tenure: 7 days to 10 years
- Loan facility against FD
- Auto-renewal option
- Premature withdrawal allowed
- Nomination facility
- Competitive interest rates
Recurring Deposit
Up to 7.00% p.a.
- Monthly installments from ₹100
- Tenure: 6 months to 120 months
- Loan facility available
- Systematic savings habit
- Maturity benefits
- Auto-debit facility
Current Account
No Interest
- For business purposes
- Unlimited transactions
- Overdraft facility
- Demand Draft facility
- Online banking
- Monthly statements
Fixed Deposit Interest Rates
Effective from January 2026
| Period | Regular Rate (% p.a.) | Senior Citizen Rate (% p.a.) |
|---|---|---|
| 7 Days to 14 Days | 4.00% | 4.50% |
| 15 Days to 45 Days | 4.50% | 5.00% |
| 46 Days to 179 Days | 5.50% | 6.00% |
| 180 Days to 364 Days | 6.50% | 7.00% |
| 1 Year to 3 Years | 7.00% | 7.50% |
| 3 Years to 5 Years | 7.25% | 7.75% |
| 5 Years to 10 Years | 7.50% | 8.00% |