Key Features
- Lowest interest rate at 7.00% p.a.
- Government subsidy schemes available
- Quick processing and disbursement
- Minimal documentation required
- Loan up to ₹10 Lakhs for agricultural needs
- Flexible seasonal repayment options
- Crop insurance facility
- Dedicated agricultural loan officers
Loan Types
Crop Loan
Short-term loans for crop cultivation and harvesting
Interest Rate:
7.00% p.a.
Farm Equipment Loan
Purchase tractors, harvesters, and other machinery
Starting at:
8.50% p.a.
Drip Irrigation Loan
Install modern irrigation systems
Starting at:
7.50% p.a.
Dairy & Poultry Loan
Start or expand dairy and poultry farming
Starting at:
8.00% p.a.
Eligibility Criteria
Applicant
Individual farmers, Self Help Groups, Joint Liability Groups
Age
Minimum 21 years and maximum 65 years
Land Ownership
Own or leased agricultural land
Documents
Land records, identity proof, and address proof
Documents Required
- Application form with photograph
- Identity proof (Aadhaar/Voter ID)
- Address proof
- Land ownership documents (7/12 extract)
- Lease agreement (if applicable)
- Income proof / ITR
- Bank statements (6 months)
- Crop details and cultivation plan
Interest Rates & Charges
| Particulars | Details |
|---|---|
| Interest Rate | 7.00% – 9.00% p.a. |
| Processing Fee | Nil |
| Government Subsidy | Up to 3% interest subvention |
| Loan Tenure | 3 months to 60 months |
Why Choose Our Agriculture Loan?
Lowest interest rates
Seasonal repayment
Government subsidies
Easy documentation