Key Features
- Loan up to ₹1 Crore for business expansion
- Working capital and term loan options
- Quick processing and disbursement
- Minimal documentation
- Competitive interest rates from 10.00% p.a.
- Flexible repayment tenure up to 10 years
- Collateral-free loans up to ₹10 Lakhs
- Dedicated relationship manager
Loan Types
Working Capital Loan
Manage day-to-day business operations smoothly
Starting at:
10.00% p.a.
Term Loan
For business expansion and capital expenditure
Starting at:
10.50% p.a.
Machinery Purchase
Finance new equipment and machinery
Starting at:
11.00% p.a.
Business Expansion
Fund your growth plans and new ventures
Starting at:
11.50% p.a.
Eligibility Criteria
Business Vintage
Minimum 3 years in business
Annual Turnover
Minimum ₹10 Lakhs annual turnover
Business Type
Proprietorship, Partnership, Private Limited, LLP
Credit Score
CIBIL score of 700 or above preferred
Documents Required
Identity & Address Proof
- Business registration documents
- GST registration certificate
- Partnership deed/MOA & AOA
- Business financial statements (3 years)
- Income tax returns (3 years)
- Bank statements (12 months)
- KYC documents of partners/directors
- Property documents (for secured loans)
Interest Rates & Charges
| Particulars | Details |
|---|---|
| Interest Rate | 10.00% – 14.00% p.a. |
| Processing Fee | 1% – 2% of loan amount |
| Prepayment Charges | 2% – 4% |
| Loan Tenure | 12 months to 120 months |
Why Choose Our Business Loan?
Flexible loan options
Fast disbursement
Collateral-free up to ₹10L
Simple documentation